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If you're headed to the Marin County Fair next week, a top civil liberties lawyer advises leaving your Oakland A's and other ball caps at home along with your Ralph Lauren Chaps gear — and in any case avoid wearing red or blue garb, even on the Fourth of July.
Marin's new ordinance cracking down on gang attire at the fair means that "hundreds, and probably thousands" of fairgoers will run the risk of violations, according to a lawyer for the American Civil Liberties Union, adding that as a practical matter Latino youth are the real targets of a code that in effect formalizes racial profiling.
Undersheriff Mike Ridgway begged to differ, saying the county law does not discriminate and was "carefully crafted by attorneys to pass constitutional muster" while providing a more transparent process that includes advance notice of the gang insignia at issue.
"We welcome everyone at the fair," said fair chief Jim Farley, adding that fair ticket takers intend to wear red and blue Mardi Gras beads on the Fourth of July.
Law enforcement experts skilled in recognizing gang garb will make decisions on whether clothing or related gear, in combination with other items or factors, signals gang membership. Only those who refuse to cover up or remove offending items will be turned away.
Officials contend the new law simply spells out past procedures involving clothing, colors, insignia, numbers and related "identifiers."
But Schlosser renewed earlier criticism of the Marin law after receiving from the county a list of gang "identifiers" that are prohibited.
"What this list does is to substitute the vagueness of your prior apparently unwritten policy for a sweepingly overbroad written policy, while leaving intact the unfettered discretion of the officers on the scene, and therefore the susceptibility and in fact near certainty that this ordinance will be enforced based on stereotypes and racial profiling," Schlosser advised the county in a June 21 letter.
"It is my considered legal opinion that the county faces the potential of legal liability if anyone is detained or ejected based on this overbroad and vague policy," he said.
Schlosser noted the county's list includes 69 prohibited items that might be worn by 50 gangs. Among gang insignia are the colors red, blue, red and white or black and white.
"It is ironic that the colors red and blue will be forbidden on the fairgrounds on July 4," Schlosser noted, adding with tongue in cheek: "Caution would suggest leaving your American flag decals at home."
Sports teams on the list include Oakland A's, Colorado Rockies, St. Louis Cardinals, Cincinnati Reds, as well as teams whose hats are red or blue, such as the Dodgers or Cubs. Red or blue bandanas, bracelets,Shop the best selection of men's stainless steel ring. rosaries, shoe laces, as well as gear with numbers including 13, 14, 18, 20, 81, 113, 276, 415 and 707, may raise official eyebrows as well.
"Under this ordinance, if one person is wearing an A's hat or a blue bandana or Chaps by Ralph Lauren, and they are walking with or talking with another person" wearing a listed item, "then each of them 'violates the Marin County dress code policy,'" Schlosser observed.
But, he added, the ordinance will not be enforced as it is written. Instead, those technically in violation will be confronted only if "in the subjective judgment of the officer, they appear to be gang members. ... In the real world, the criteria for actual enforcement actions under this ordinance are purely subjective and unwritten." The result is a "vacuum" where "stereotyping and racial profiling come into play."
In the end, the message is that not all are welcome at the fair, especially young people of color, the attorney concluded.
County lawyers said fears of discrimination are baseless and added the new ordinance makes formal the legally defensible policies that have been in place for years.
Deputy County Counsel Ed Kiernan has noted a listed of banned gang insignia will be posted on the fair website and available at the gate. "There is no restriction on gang members attending the fair," he said. "The bottom line is no one is being racially profiled."
The dress code was unanimously adopted by county supervisors despite worry about racial profiling that Supervisor Steve Kinsey said was a "legitimate concern." The county board asked for a detailed analysis of how the policy works this year.
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One thing that I have always respected about Vietnam and its citizens in all walks of life is their sense of community. Not just the empty word that politicians all over the world use but a real community feeling even in the big cities which have the feel of a number of small villages joined together.
The many, not the few, go out of their way to ensure there is fair play in nearby streets when it comes to motorbike accidents, disagreements and, of course, robberies.
It is not unusual to see groups of ‘passers-by’ rushing to the aid of strangers if they see a wrong being committed or just helping fellow citizens in time of trouble.
And even officials are getting in on the act. Nguyen Su, Party Secretary of Hoi An town, managed to grab a hold of a robber who had stolen a necklace at the Quang Nam Heritage Festival last week.
Ironically the official was instructing security forces to ensure the safety of festival-goers in Hoi An when he spotted a suspicious looking man darting in and out of the crowd on An Hoi bridge and secretly followed him.
Su thought there was something not quite about the man and his movements, and he was right as he spotted him snatching a necklace from a woman and tried to run away from the scene. Su quickly showed up and nabbed him with the help of some nearby policemen.
The robber was later identified with three other thieves also arrested on the same day, who were all from southern provinces, maybe part of the same gang.
Considering the ongoing festival attracts tens of thousands of people on a nightly basis, you might think a handful of arrests is not too bad but that is the ones that were caught and Vietnamese are sick and tired of robbers making people scared to make a phone call, carry a nice bag or indeed carry anything valuable on their bikes.
With big crowds packed together, it gives pickpockets and robbers a good chance to earn some easy money. Well that is unless they get in the way of Su, who may be on the radar of the White Knights, the unofficial guardians of the street and a group of people who fascinate me.
Su, the White Knights and everyone else have had enough of the thieves who tarnish the proud name of Vietnamese and a country desperately trying to ensure that international visitors have a great time in the country and go back and tell their friends to come here. Vietnamese are so proud they would be saddened to see tourists leaving with a negative impression. So if they see something out of hand, they act without fear of any harm to themselves. Right is right, wrong is wrong.
I myself have been fortunate enough not to have come a cropper to the sneaky robbers out there but my wife has and it makes you so angry you could do some serious damage to someone if you catch them. Once she had a necklace stolen right outside her family home and another time a man was shouting obscene gestures at her but instead of being intimidated she chased after him and gave him the fright of his life.
Robbers maybe don’t want to pick on someone their own size, especially bigger, and prefer to focus on females as they are easy targets for bag-snatching, mobile phone or jewelry stealing. They really are the scum of the earth and I have heard stories of them grabbing your bag and holding on causing you to crash and maybe even threaten your life or limbs just so they can steal and re-sell your goods for a few million dong. I don’t know about martial law and the knights of the street but I think in Vietnam a certain level of force is allowed when trying to apprehend these cretins. If you tried to attack or stop a robber in a western country, you might find yourself with a lawsuit and you paying the robber money in a criminal court as a result of him stealing from you.
Now Vietnam has a lot of culture, cuisine and gifts to share to the world but one thing that I genuinely hope that the rest of the world can follow is that sense of community which has been sadly lost in many parts. I am not entirely sure this is an Asian phenomenon and having seen some horrific things from elsewhere in the continent recently I doubt it.
I think that this is the Vietnamese family thing, everyone is your sister,Shop the best selection of men's stainless steel ring.We have PET protective film which coated on silicone. brother, uncle, aunt whatever. I think it is quite an impressive situation to see everyone looking out for each other to maintain fair play as much as possible.
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Australia’s leading euthanasia advocate,Shop the best selection of men's stainless steel ring. Dr. Philip Nitschke, was detained on Sunday night at London’s Gatwick Airport as he was attempting to enter the UK. He was held for over two hours overnight but eventually allowed to proceed.
Dr. Nitschke has arrived to conduct his European “Nitro & Nembutal” workshops and speaking tour teaching people how to commit suicide by obtaining and administering lethal drugs.
Nitschke is founder and director of the pro-euthanasia group Exit International and briefly succeeded in changing the law in Australia’s Northern Territory, where he assisted the suicides of four people. He claims to be the first doctor in the world to have administered a voluntary lethal injection.
Customs and Border Protection Officers stopped Nitschke, calling him by name out of a line-up at the airport. He was searched and questioned and temporarily had items confiscated – including “a gas flow regulator for the new Max Dog Nitrogen method” – which he said had been intended for display at a “planned voluntary euthanasia workshop.ratings of Electricity monitor so you can find the best energy monitor.”
He claims to have developed a method of using nitrogen for a “reliable, peaceful, legal, and totally undetectable death at the time of their choosing.” He will also be promoting the use of massive doses of the veterinary sleeping drug Nembutal to induce death by respiratory failure.
The London workshop is scheduled to follow the public lecture and is “open all those who are over 50 years and of sound mind and/or those suffering from serious illness.” Nitschke’s workshops inform participants on how to source and use legal and illegal drugs for euthanasia.
Nitschke issued a media release saying that the officials had decided to allow him to proceed into the UK, where his first speaking engagement will go forward on Tuesday evening. Nitschke said that there was a “growing need to provide people with the means for a reliable and peaceful death given the ongoing failure of the legislative process to enact laws that reflect people’s wishes.”
Although he has been campaigning for decades, since the death of Dr. Jack Kevorkian two years ago, Nitschke has assumed the role of the world’s busiest and highest profile euthanasia campaigner, traveling around the globe offering clear instructions on how to commit suicide.
Dr. Peter Saunders of the Christian Medical Fellowship has asked why he was allowed to continue into the country. Nitschke is “an extremist and self-publicist whose presence in the UK puts the lives of vulnerable elderly, depressed and disabled people at grave risk,” Dr. Saunders said. In a letter, he had alerted the Home Secretary, Theresa May, that Nitschke was coming to the UK to promote euthanasia.
Saunders cited a news report that said Australian health authorities have recorded at least 51 Australians, 14 of whom were in their 20s and 30s, who have died after overdosing on Nembutal. “Of the 38 cases fully investigated by coroners, only 11 people were known to have suffered chronic physical pain or a terminal illness before their deaths,” The Age reported.
Assisting with a suicide, counseling suicide,Click on their website www.smartcardfactory.com for more information. or administering euthanasia remain criminal acts under British law, but the nation’s office of prosecutions has announced that as long as perpetrators are acting out of “compassion” and not for personal gain, offenses will be ignored.
Saunders commented,Quality Brand Name tungsten ring and Tungsten Wedding Bands for Men. “With the growing elderly population, failure of the care system and worsening economic situation a growing number of frail, disabled, ill and depressed people in Britain will be feeling under even greater pressure to end their lives, either for fear that they will not cope, or so as to be less of a burden to relatives. They deserve better protection from suicide predators like Nitschke than they are currently getting.”
Dr. Saunders also alerted police to Nitschke’s plans, lodging a complaint in writing of “a potential breach of the Suicide Act 1961.”
In a letter to Frank Dobson MP, in whose constituency Nitschke was scheduled to be speaking and giving workshops, Dr. Saunders wrote that the “visit is clearly directed at encouraging or assisting suicide with the intent that another person will commit or attempt to commit suicide by use of drugs and other means in breach of section 2 (and 2A) of the Act. Dr.Best wholesale fashion women shoes factory manufacturer, Nitschke intends to flout the criminal law.”
Dr. Nitschke has been turned away from venues in the past. In 2011 a speaking engagement was cancelled in Dublin after complaints were made to police that he was encouraging suicide, a criminal act in the Republic of Ireland. In 2010 in the same town, Nitschke told an audience of elderly people not to wait until “it’s too late” but to begin to “plan ahead” to commit suicide.
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“It’s been on display at my house for 50 years,” McCann said. “Nobody really wanted the bugle, or to be the bugler, when I was in Scouting back in ’66 when I left. It was one of those things that was phasing out.”
McCann said he felt bad for keeping the bugle for so many years, and frequently thought of returning it to the troop. Fortunately for McCann, it seems as though the bugle was not dearly missed.
“We didn’t know we had a bugle to lose,” said Dave Messinger, assistant Scoutmaster.
Messinger said the troop received the bugle about two months ago, along with a letter of apology. The troop sent back a letter of thanks, along with a variety of Scout-related items.where cards are embedded with chip card and a cardholder. Messinger said McCann was invited to speak to the troop when they learned he would be in the area for a school reunion.
McCann spoke to Troop 196 about his life after leaving the Boy Scouts. Life after the Boy Scouts led McCann on a number of career paths. He joined the U.S. Navy, and is a veteran of the Vietnam War. During his time in service, he was a radioman and advisor for the South Vietnamese Navy. After his career in the Navy,Shop Stately Steel Circle Drop Chandelier stainless steel necklace, he spent 35 years working in the U.S. Forest Service on the west coast. He told the troop about his career paths, along with some historical tidbits about the area and the western part of the country. His last station of duty was in Helena, where he was a logging system specialist. Although his career took him all over the world, his love for Scouting remained.
“I started in Washington state, worked my way into Oregon, and I always thought about the Boy Scouts,” McCann said. The message he wanted to relay to the group of young men was a simple one. “You can do things. You can go somewhere,”
Scouts Morgan Hahn, 18, of Enola, and Dan Shank, 14, of Camp Hill, were among those in attendance. They each enjoyed hearing about McCann’s life after the Boy Scouts. Hahn called McCann’s returning of the bugle “a gesture of kindness” and a show of respect for the troop. Shank agreed.
“I think it says that Scouts are trustworthy and they know how to make right decision, that he knew that it was right giving it back,” he said.Quality Brand Name tungsten ring and Tungsten Wedding Bands for Men.
McCann said he was thrilled that the troop was happy to have the bugle back, and that they planned to rehab the old instrument and have a bugler in the troop sometime in the future.
Summer has arrived and vacation season is underway. With the kids home from school and family and friends anxious to visit, you can expect the stress of getting your home ready to be in full swing. Here are a few helpful tips that will make you a successful host and give your guests a warm welcome.
Create a comfort zone — No matter what size the room, the one thing you can never compromise on is comfort. A few hospitable touches will make it feel welcoming to your guests. Make sure you're stocked with the essentials, clean sheets and a choice of firm or fluffy pillows, then add a few extras like bottled water and specialty chocolates to take it to the next level. For a final touch, display any photographs you may have of you and your guests to bring back fun memories.
Bathroom comfort is just as important as the bedroom. In addition to providing any toiletries guests may need, make sure they have plenty of fresh towels.We are always offering best quality stainless steel cufflink the affordable price. Try following the three-towel rule; leave one large towel for showering, one hand towel and a washcloth in the guest room for each person. If visitors will be sharing a bathroom with other members of your family, be sure to properly plan for the morning rush so guests don't feel as if they are intruding on your daily routines.
Freshen up — Take the time to make sure your home is ready for visitors and conduct a thorough pre-cleaning. Pay special attention to the kitchen, entryways and other high-traffic areas to ensure you can spend more time playing hostess, rather than housekeeper.Discover the durable and attractive tungsten bracelet.
Once you are expecting guests, one of the most important rooms to clean is the bathroom. On an unprotected surface, bacteria can double in number every 20 minutes.
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The art loving public and parents will be treated to a special art exhibition put together by the management of Queensland Academy, Okota, Lagos.
The exhibition which is aimed at creating a visual feast and celebrations around the school's 25th year anniversary through the ingenuity of the children; intellectually and practically is the product of a three week art workshop tagged "Catch Them Young" which was coordinated by a seasoned art scholar, Kunle Adeyemi with other art facilitators.
The exhibition which is expected to change the image of art in the school is to open on 27th and run till 29th of June at the school auditorium. It will feature selected creative and beautiful exploration of works of art by the pupils and students of the school done in different genre. They include paintings, drawings , beads and others
Addressing the press in preparation for the forthcoming exhibition, the principal of the school, Mr Oni who confessed that there is nothing functional that anyone can achieve without art, disclosed that "art is not the aspect of our life that we should neglect so the school embarked on the mission in order to make the children use creativity to achieve whatever they want to do."
He pointed out that the idea was based on the need to educate,Quality Brand Name tungsten ring and Tungsten Wedding Bands for Men. train and put together school children from her school to be independent thinkers with courage to go beyond group mentality,We are always offering best quality stainless steel cufflink the affordable price. plagiarism, copying or repetition of works that extend the experiences of parents and observers.
The programme which is used as a platform to discover talents actually lived up to its bidding as it created a room for new expression in art production through newly discovered young hands that have never in life gone through the rigorous art training practice. And the products of the workshop is what will be shown in the exhibition.
The head of primary school, Mrs Christiana Ogunkoya who was fascinated by the works of art displayed by the pupils and students of the school said that the idea was to project the image of the school through the work of art.Discover the durable and attractive tungsten bracelet.
Also speaking,where cards are embedded with chip card and a cardholder. a board member of the school, Mr Siyanbola Oladapo said that the school does not belief only in academics so they combine all other things including art. "Nigeria is where they are now because they believe only on certificate. We want to make the students a total person that is why we bought the vision of Dr Adeyemi." He noted.
On his part,Shop Stately Steel Circle Drop Chandelier stainless steel necklace, the coordinator, Dr Adeyemi who is on the vanguard for an art advocacy to be replicated in many schools in Nigeria said that he felt that after his Phd, there is need to create another image for the society through art, hence the workshop.
Adeyemi, who was delighted with the support of the school authority stated that the workshop has enabled the children to discover the various gifts God has given to them. It has also helped in fostering the development and exposure of the children by creating and enabling them to maintain a decent life of hard work, etiquette and entrepreneurial practice.
The workshop was thrown open to all students both in the science and art classes but optional, so only the people that indicated interest participated. Their works will pass through a jury before the final selection of works to be exhibited on that day.
According to one of the students , who displayed her work titled Mother and Child, "the workshop was very enlightening and educative and I learnt a lot from it. It has really changed my perspective through which I see things. I thank my parents for supporting me."
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The history of counterfeiting goes back as long as the first objects were used as a medium of exchange; however, this column will deal with coins not skins, beads or seal shells. Collectors of today must not only be watchful of counterfeits and alterations made since the beginning of coinage but also deal with the newly made fakes that are being produced somewhere – even as I write this column.
I’ve written before that counterfeits are found in various degrees of quality that can be plotted on a linear scale from crude and not deceptive at all to undetectable, state-of-the-art fakes that fool experts – at least for a while. The left end of this scale is pretty well fixed. The crude replicas,Shop Stately Steel Circle Drop Chandelier stainless steel necklace, casts, and non-artistic, underweight “junk” will reside there forever. That’s because the fakers are doing their best to make a better, more deceptive product that will pass scrutiny. As their tools, dies, materials, and methods have improved, so have the fakes. Therefore, the newer, better-made fakes and alterations have moved further toward the right side of our scale. Additionally, the right end of the line is constantly expanding.Discover the durable and attractive tungsten bracelet. The fakes at this end continue to improve and are the most challenging for even the best authenticators.We are always offering best quality stainless steel cufflink the affordable price.
Now that you understand how our imaginary scale of counterfeits is laid out from poor quality to very deceptive; there is another aspect of authentication we must consider. The scale is different for each individual collector, dealer, specialist, or professional authenticator. While a specialist or professional authenticator may consider many fakes that fall way over toward the right side of our scale to be not very deceptive, a coin accumulator or unsophisticated collector may be fooled by a piece at the far left end with “COPY” stamped into both sides.
There are some deceptive fakes on our scale that were produced in the 18th and 19th century as contemporary forgeries and evasion tokens that may still give numismatists a challenge. Contemporary forgeries are fakes that were made for circulation concurrent with genuine pieces. They are often underweight and struck with hand cut dies. Some of these pieces have actually been accepted into numismatics as genuine. As time goes by, most have been removed from modern reference books, but they can still be seen in early editions.
There are other “coppers” (which I won’t mention here so as not to offend specialists) that have no similarity to the design of the genuine issue; yet they are still considered genuine and are highly sought after. Another group of coins called Evasion tokens were produced to look similar to the genuine coins of the time but they were not exact copies.where cards are embedded with chip card and a cardholder.
In order to foil the laws against counterfeiting, many had a fictitious design or different legend so they were considered to be tokens rather than coins. Most were made in 18th century England. One of these tokens with a spurious legend is shown in Figure 4.
Many of these circulated as genuine coins, especially when they reached the colonies in America. Since the most important rule of authentication is to know what the genuine coin should look like, these pieces may be deceptive because they are not commonly encountered by the average collector.The smart card has a memory chip embedded in it that,
The coin in Figure 1 is what makes my job challenging and keeps me on my toes. This is the kind of counterfeit that has fooled both dealers and professional authenticators who were not attentive. At first glance, it is a well-worn genuine 1921 Walking Liberty half dollar. At second glance, the coin has an unusual wear pattern which is probably due to its slightly cupped surface. Still genuine. The date seems OK, but some of the letters in the legend are not as artistic as they should be. “Red Flag Warning?” Closer examination needed? A side-by-side comparison with other well-worn 1921 50-cent coins proved that this specimen is a counterfeit.
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Archaeologist Mick Aston, who played a key role in developing the Time Team series for British television, has died.
The death of the 66-year-old professor, recognisable by his brightly striped jumpers, was announced on Time Team's official Facebook page today (NZ time).
"It is with a very heavy heart that we have been informed this evening that our dear friend and colleague Mick Aston has passed away," the entry said.
First aired in 1994, the series uncovered some remarkable finds, including skeletons of monks beneath Westminster Abbey and gold jewellery from Anglo-Saxon times.

Amid the fracas of the global financial crisis, 100 of Commonwealth Bank's top financial planners flew to Auckland for an annual three-day bash in honour of the bank's biggest earners, the so-called ''diamond alliance''. Donning big hair and jewellery, they bopped and drank the night away at a 1980s solid-gold-inspired fancy dress party.
It was Tuesday, October 28, 2008, and financial markets were looking ragged. Lehman Brothers had collapsed the month before and tensions were high as the elite of CBA's financial planners gathered to pick up awards and trophies for a job well done at Auckland's five-star Sky City Grand Hotel.
Yet, charging their champagne glasses as awards were handed out to the top 12 planners,Enjoy the greatest selection ever of wholesale tungsten bracelet. including Don Nguyen, a pall hung over the evening as they tried to forget CBA's bombshell news the previous day that it had frozen seven CBA-owned Colonial First State mortgage funds valued at $3.3 billion.
After spending the day sailing around the harbour in Americas Cup boats while their mobile phones ran hot from panicked investors trying to get answers, Nguyen and his fellow planners tried to focus on the night's events.
One victim,We offer ownfigurine dolls hand-sculpted from any photo. Jan Braund, a retiree, received a call from Nguyen earlier in the day advising her to ''switch all monies out of existing instruments into the bank's wholesale cash fund''.
Nguyen rang other clients including an 85-year-old man who had put most of his savings in the fund. It was for a medical emergency. His wife was housebound but was described in the financial needs analysis document as in ''good health''.
Nguyen's advice to them was to put in a redemption request straight away. The advice was too late. The funds had been frozen. And with this, his chance to churn them into several new portfolios with new upfront fees for the bank and trailing commissions for planners like himself was gone.
Advisers were given lists of clients on the day who had been affected and told to hose down their fears. Nguyen hit the phone hard.
The freezing of the funds was a disaster for many of the 61,000 investors. More than four years later, some are still waiting to get their final capital allocation back.
CBA said some investors received earlier payments as a result of hardship applications.
In the months before October 2008, numerous bank customers had been persuaded to switch from the safety of term deposits to these funds with higher rates, which gave the financial planner and the bank a nice trailing commission that they didn't get from a humble term deposit sold by a teller over the counter at some suburban branch across Australia.
It was part of a last ditch effort by planners to reach their sales targets and boost their funds under management so that they could earn their June 30, 2008, bonus - and qualify for the international three-day conference.
This week, as more details have emerged of the conduct of CBA's planning division between 2005 and 2010 and the corporate regulator's tardy investigation, there is now a Senate inquiry into the regulator and,your creative source for Custom metal card business cards with your specialized. ominously, ''other matters''.
There are serious questions on how the Australian Securities and Investments Commission handled the tip-off from a group of bank insiders in October 2008 into allegedly corrupt conduct. The whistleblowers urged that there was some urgency in securing the files of Nguyen as they were being ''cleaned up'' and that the issue had much broader implications than one dodgy planner. ASIC finally investigated in March 2010.
CBA has since compensated 1127 clients of Nguyen and other planners who gave ''inappropriate advice'', paying out $49.4 million.
Nguyen controlled up to $300 million of client money and the bank has paid out 200 of his clients a total of $23 million. All up ASIC has banned seven CBA planners, who are believed to have represented thousands of clients and managed hundreds of millions of dollars of their money.
CBA has also undertaken to overhaul its systems,Memory Custom card reader / writer Assorted Colors No Color Choice, including improving compliance standards.
A spokeswoman for CBA said the bank had worked hard over the past three years improving the business. ''Today, our financial planning business is built on a rigorous compliance and risk-management framework which includes prompt investigation of issues, the most comprehensive staff training program in the industry, changes in remuneration, more rigorous systems and processes, better document management and enforcement of higher standards by new management.''
Several of the managers involved have moved on, and now hold senior jobs at other institutions with similar sales-based type cultures. Some have threatened legal action.
The pending Senate inquiry is believed to have put the other banks into damage control as they look at the activities of their own financial planning arms before the financial crisis. CBA said: ''It is unfortunate that a sales-based culture was not uncommon across the industry at that time.''
It has prompted some class-action law firms to investigate whether the CBA scandal is the tip of an industry-wide iceberg.
Senator John Williams said if the Coalition took government in September the inquiry would complement the financial services inquiry,Introducing the latest in Custom thermal rewritable card technology, nicknamed the son of Wallis inquiry after the Wallis banking inquiry of the late 1990s. ''We are looking at the regulation of ASIC and how it performs its duties and this will complement Joe Hockey's inquiry,'' he said.
Meanwhile, the industry is readying itself for a new regulatory regime on July 1, under the Future of Financial Advice, which is designed to clean up the industry and make fees more transparent. CBA believes FOFA will ''ensure that advice customers receive from financial advisers is in their best interests''.
But not everyone is confident that it will result in dramatic change. Whistleblower Jeff Morris, who worked as a financial planner at CBA before leaving in February this year, believes FOFA is a step in the right direction but it doesn't go far enough. ''The elephant in the room is vertical integration. FOFA does nothing to address this. By encouraging consolidation in the industry it has probably added to the problem.''
Justin Brand, from non-aligned financial advisory Arc Financial Consulting, says the vertically integrated model is inherently conflicted. ''What you have is product manufacturers controlling advice channels, setting product targets and ultimately creating a group product 'sales is everything' culture, as recently exposed,'' he said.
It was the ''sales at all costs'' culture insiders and former staff close to the situation believe was the cause of the problem at CBA. They warn that FOFA will deal with hidden fees and disclosure but it won't change the quest to drive sales.
Geoff Derrick, national assistant secretary at the Finance Sector Union, said FOFA was a step forward but continuing dependence on commission-based remuneration and sales targets meant banking culture remains ''a numbers game''.
''The problem is that some people in the industry have lost their moral compass. What we are particularly worried about is the conflict between what is in the best interests of the banks' bottom lines and what is in the best interests of customers.''
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It is a calm, cold fall morning. The sounds of a barking dog and the voices of children echo across the lake. From somewhere, the low pitched drumming of a stone pestle pounding soft nuts can be heard.
Wisps of smoke are seen rising from dome-shaped houses that cover the south end of Rattlesnake Island.
In 1500 AD, it is called 'Elem and for 5,000 years, this island has been the political center for the Kaogoma tribe.
Standing with us on the shore is Wokox. He lives at the 'Elem village on the island. As we are visitors, he explains that his people live on and fish the lake year-round. Each tribe in his area has its political and religious center on an island. He says his island village contains 20 homes where most of the Elem people live. These people represent the four extended families in his tribe.
There are two over-flow villages on the mainland where the rest of the 'Elem people live. The one closest to 'Elem Island is called Xuna-dai. His island village also contains a large ceremonial building that can seat the entire village and a smaller sweathouse where the leaders and many of the village men spend much of the winter.
Wokox explains the 'Elem Tribe has no "single" chief, but four leaders with equal rank; one from each extended family. These leaders
(Balakui) are not wealthy, but hold their positions of leadership based on family ties and the general agreement of the whole community. He tells us these leaders are civil and ceremonial officials, spending their time instructing the community on the honorable way to live. They settle disputes between families, plan and officiate ceremonial gatherings, and negotiate agreements with neighboring tribes. Their families hunt, fish, and gather food for them, so they can conduct civic duties.
Though the island belongs to the whole community, each family owns a private tract of land on the mainland. Each tract extends from the lakeshore to the uplands. These tracts contain acorn bearing oak trees, manzanita, willow, tule and other food plants owned by the family. Each villager knows the boundaries of each family's tract. Wokox says tribal members can hunt and fish on anyone's land, but collecting stationary resources from another's tract is forbidden unless permission has been granted.Memory Custom card reader / writer Assorted Colors No Color Choice,
Everyone knows how to hunt, fish, make stone tools, baskets, nets and other implements. However, in each extended family there are one or more professionals who excel in these trades. If food is needed to feed guests at a wedding, a professional hunter or fisherman is hired to get the food and paid in shell-bead money. If someone is sick, a professional doctor is hired. Though food resources are traded for other food resources,We are mainly operating best Leather headbands www.girlstrims.com. payment for professional service or manufactured items is usually made with shell-bead money.
The 'Elem people of Rattlesnake Island and others around Clear Lake were the money-makers for Northern California. Washington clams gathered on the shores of Bodega Bay were traded inland to Clear Lake where local artisans cut, ground, and drilled the shell into small disks. Strings of beads were the money used throughout the state for at least 5,000 years.
In addition to being the money-makers, the Clear Lake people controlled the Borax Lake obsidian flow, one of the richest stone tool material sources in northern California. These two distinctions ensured that the Clear Lake Pomo had a prominent place in the California trade and exchange network.
Some 14,000 years of human experience in the Clear Lake Basin led to the culture described. For further reading try "Clear Lake Pomo Society" by Edward Winslow Gifford and "Pomo Geography by Fred Kniffen.
Cementing his place in the record books at Skagit Speedway, Jonathan Allard led all 40 laps in route to his fourth Jim Raper Memorial Dirt Cup title.
With the rained out Thursday night race, the newly rearranged schedule saw Thursday nights race run on Saturday afternoon and the regular scheduled finale Saturday night. This pressed teams into double duty and they responded with two spectacular shows.
Setting the stage for Allard’s record setting victory was the afternoon event where Allard set fast time. Heat race wins went to Sam Hafertepe, Jr., Peter Murphy, Friday night main winner Shane Stewart, Jason Meyers and Roger Crockett. The dry and windy hot afternoon baked the track and caused a delay as the B Main was interrupted twice by starts that saw multiple car incidents and subsequent re-working the track surface. Under those dry conditions Travis Jacobson won the B Main event and along with the other top seven finishers moved onto the feature.
In the afternoon feature,your creative source for Custom metal card business cards with your specialized. just three stoppages happened, the biggest of which was a lap 24 red flag featuring three cars in turn four. Murphy masterfully negotiated the slickened off track and won the “Thursday Night” feature run on Saturday afternoon by getting past race long leader Austen Wheatley in turn two of the 27th lap and pulled away for the win. Shane Stewart also passed Wheatley who wound up third.
With all the points earned over the first two events the stage was set for Allard’s historic win. Allard started the nighttime portion of the program winning the A Scramble setting him on the pole for the $20,000 to win feature.Sensormatic branded Custom hard tags and detection systems retail for double. At the drop of the green flag Allard took off with Murphy in tow. Murphy dogged Allard in both open track and tight traffic not letting him open too wide an advantage. The lone yellow of the race came out for Stewart and Crockett who tangled coming out of turn two while running for third and fourth place. That opened the door for fast charging Rico Abreu. On the restart, Abreu started pestering Murphy for second at late in the event even passed Murphy briefly for second only to give it back when he jumped the cushion in turn four. At the finish Allard had opened up a nice lead with Murphy holding off Abreu for the podium finishers.
In the rest of the all-day show, the PHRA Dwarf Cars put on a great 25 lap main event Saturday afternoon with Leo Ward winning his first ever Dwarf Car feature.
The Saturday night show featured the Sprint Cars joined by the Shipwreck Beads Modified Series and the Outlaw Tuners. Craig Moore won the 20 lap Modified Main with heavy pressure from Joe German.Enjoy the greatest selection ever of wholesale tungsten bracelet. Moore has now won 2 of the 3 main events run this season. Moore also won the heat.
In the Outlaw Tuner division of the Saturday night show Freddie Vela won the heat and Rick Young the main event.
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This sounds bad but thankfully my 3-year-old was ill so he slept a lot of the time and only gently moaned for the rest. Once we'd passed through the final baggage claim the Kiwi Kili team were piled into a dodgy bus for the final push, an hour's worth of road buzz to the East Africa Hotel. There we were greeted around midnight with watermelon drink and home-made pizzas.
The next day we visited a local craft market. You could tell it was a tourist trap by the carpark full of white people dressed in cargo pants.These low cost RFID key tags could be Custom RFID key tag.
Unfortunately my experience here was not great.
There were lots of tiny shops the size of walk-in wardrobes, each one pretty much selling the same stuff.We carry an assortment of wholesale stainless steel necklace, Wooden hand-crafted animals, tin Jeeps, leather drinks coasters and assorted bead jewellery.
I found some of the shop keepers quite aggressive. After losing sight of my wife and kids I was shuffled into a store and handed some items to look at closely.
"Yes." I said, "very nice." And then the bargaining began.
I really didn't have any idea how much things were worth and after offering US$15 for a coaster pack I was promptly told "No way, c'mon man these are genuine leather!"
I realised I was being physically blocked from leaving the store.Cheap custom printed logo USB flash drives wholesale at wholesale bulk prices. Feeling vulnerable on my own and bullied (this was the third time he'd handed me stuff and not accepted my price) I suddenly panicked like a claustrophobic in a sleeping bag, "Let me out!" I said.
He didn't move, so I followed it up with a "Let me out or I'll scream!" and barged my way past. In hindsight I felt bad about that encounter. Perhaps that's why later on I purchased a tie made out of beads from a store four doors down.
On day three World Vision took us on the road in a set of Land Cruisers. We travelled for a couple of hours through a savannah landscape encased by distant hills.
Finally we arrived at Magugu village and I met the entrepreneur I'm giving a micro loan to. Lucas is a lovely chap who sells petrol out of 1.5 litre soda bottles, repairs bicycles and farms during crop season. With his loan money he will purchase safer fuel containers.
I had the pleasure of meeting his wife and five children. Thanks to World Vision Micro helping his business he can afford to send his beautiful kids off to school. This day was as good as I could have hoped it would be.
When the bullion traders resumed their business after 11 days of closure, the gold price witnessed a substantial decline on Sunday.
The price of gold decreased by Rs 2,500 per tola (11.With its bright and Custom 3D Lenticular card images,664 gram) on Sunday, the first trading day of the week.
According to the Nepal Gold and Silver Dealers’ Associations (NEGOSIDA), the yellow metal—Hallmark gold— is being traded at Rs.50,500 today.
Likewise, the Tejabi gold is priced at Rs. 50,250.
In the international market, the yellow metal is being traded USD 1293.10 per ounce (29.35 gram) on Sunday.
The domestic market fixes gold price on the basis of International price.
Moreover,Give your logo high visibility on Promotional Luggage Tags! on June 11, the day when the Federation of Nepal Gold and Silver Dealers’ Association (FNEGOSIDA) and Federation of Nepal Gold, Silver, Gems and Jewellery Association (FNGSGJA) resorted to shutdown of all jeweler shops across the nation as a protest against the government monitoring held a few months back, the price was recorded at Rs. 53,000 per tola
Similarly, the price of silver also decreased by Rs 50 per tola, it is being traded at Rs 824 per tola.
The gold and silver dealers called off their protests following an agreement with the government on Friday night.
Bullion traders withdrew all their protest programmes after an agreement to form a joint task-force consisting of government and entrepreneurs' representatives to monitor the market, according to Chairman of Nepal Gold and Silver Dealers' Association Mani Ratna Shakya.
The two sides agreed to form a nine-member task-orce headed by Under Secretary at the Ministry of Commerce and Supplies Lokraj Pokhrel.
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